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Cary Facer

About Cary Facer

Partner Emeritus at Warren Street Wealth Advisors

Cary is Co-Founder and Partner Emeritus of Warren Street Wealth Advisors and moved into a consultancy role in the Spring of 2024. He graduated from San Diego State University with a Bachelor's Degree in Finance.

Having had his own retirement concerns working in a family-owned construction company, Cary formed Warren Street Wealth Advisors to solve the same frustrations and uncertainties he once had about finances.

Cary entered the wealth advisory business in 2007 with Mass Mutual. Soon after, though, he made the decision to break away to start what is now Warren Street Wealth Advisors.

Cary loves spending time with his two sons Grant and Reed, coaching their youth sports, camping, riding bikes, and traveling. Cary also enjoys auto racing, being a “car guy”, hosting events with friends, and taking road trips. Cary is the Founder and President of Moustaches for Kids, an organization that hosts moustache-growing contests to raise money for children’s charities in Orange County. Since founding Moustaches for Kids in 2018, Cary has helped the chapter raise over $362,000 in charitable donations.

Entries by Cary Facer

Handling ESOP Shares & Taxes

January 24, 2017/in Education, Financial Planning, Retirement, Taxes/by Cary Facer

Cary Facer Partner Emeritus Warren Street Wealth Advisors Sometimes an employer’s benefits program can include an employee stock ownership plan, commonly referred to as an ESOP plan. An ESOP plan is an employee benefit that allows its company’s participants to purchase the common stock of their company. Those who participate often receive tax benefits for […]

34 Year Chevron Employee Retires to Pursue Passion

January 11, 2017/in General/by Cary Facer

Tax Write Offs. Tax Write Offs Everywhere…

November 28, 2016/in Basic, Education, Taxes/by Cary Facer

It’s no secret that streamers don’t like paying taxes, we don’t either. Don’t let taxes drag down your profits as a streamer or content creator. Using bookkeeping software should be one of the first things you do to take control of your stream as a business and attempt to reduce your tax liability. Bookkeeping will […]

SCE Medical Benefit Breakdown

October 21, 2016/in Education, Retirement/by Cary Facer

It’s Your Stream, Your Money

September 1, 2016/in Education, Financial Planning, Retirement, Taxes/by Cary Facer

As many have come to learn, taxes can be the most complicated part of being a full time content creator, streamer on Twitch or professional gamer. With some people being considered contractors or employees of a team, or both, it can be difficult to navigate your tax liability and learn how to reduce it. However, […]

Your Pension – Lump Sum vs Annuity

July 26, 2016/in Education, Financial Planning, General, Investing, Retirement, Taxes/by Cary Facer

Twitch Partner? Do this…

July 14, 2016/in Financial Planning, Investing, Taxes/by Cary Facer

Do Women Face Greater Retirement Challenges than Men?

June 21, 2016/in Basic, Financial Planning/by Cary Facer

Do Women Face Greater Retirement Challenges Than Men? If so, how can they plan to meet those challenges? Provided by Joe Occhipinti A new study has raised eyebrows about the retirement prospects of women. It comes from the National Institute on Retirement Security, a non-profit, non-partisan research organization based in Washington, D.C. Studying 2012 U.S. […]

12 Keys To Retiring From SCE With Confidence

June 20, 2016/in Retirement/by Cary Facer

Retirement is coming soon, and you know you should be excited. But some of us have so many questions and concerns about retirement that we’re more nervous than anything else. We understand. At Warren Street Wealth Advisors, we’ve helped hundreds of Southern California Edison retirees navigate this crucial but confusing time. In the process, we’ve learned […]

The A, B, C, & D of Medicare

June 20, 2016/in Basic, Education/by Cary Facer

The A, B, C, & D of Medicare Breaking down the basics & what each part covers. Provided by Joe Occhipinti Whether your 65th birthday is on the horizon or decades away, you should understand the parts of Medicare – what they cover, and where they come from. Parts A & B: Original Medicare. America […]

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Recent Posts

  • IPO Mania: What the Rocket Ships, Chatbots, and Rule Changes Mean for Your PortfolioJune 10, 2026 - 3:01 pm

    SpaceX, OpenAI, and Anthropic are leading a historic $200B IPO wave. Senior Portfolio Manager Phillip Law, CFA analyzes why these mega-offerings are happening now, the “index dilemma” threatening passive investors, and how to maintain a disciplined, quality-focused strategy amid the AI enthusiasm.

  • Meet Jennifer Horner, Operations & Compliance AssociateJune 5, 2026 - 11:11 am

    Meet Jennifer Horner, our new Operations & Compliance Associate at Warren Street. In this Q&A, learn about her crucial role in handling daily account transactions, keeping our firm secure, and how her core values of integrity and family align with our mission.

  • Meet Our Onboarding Coordinator: Isaiah Knox, MBAApril 28, 2026 - 7:02 am

    Meet Isaiah Knox, MBA, Warren Street’s Onboarding Coordinator! In this Q&A, learn how Isaiah ensures a seamless, supportive, and high-quality onboarding experience for new clients. Read about his client-first commitment and the role he plays within the team dedicated to your financial well-being at our firm.

  • On the War in Iran: Do Markets Not Care, and What’s Next?April 24, 2026 - 4:48 pm

    With 80 oil tankers stranded and a 9-million-barrel daily shortfall, why are markets hovering near all-time highs? In our April 2026 update, we dive into the “boxed-in” realities facing both the U.S. and Iran, the seven-step framework for “maximum pressure” negotiations, and why we’re choosing disciplined rebalancing over reactive shifts. Discover why the market is looking past the immediate conflict in what’s now a world of accelerated deglobalization.

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