Market Commentary – November 2018 Key Points: Global markets remained volatile despite more clarity about the geopolitical landscape and economic outlook 78% of S&P 500 companies reported positive earnings surprises. A survey of large corporations indicated an expectation for EPS to slow somewhat in 2019 from the current high levels. The U.S. stock market is […]
Word on the Street – November 27th – December 1st Another brief conversation with our CIO on current events in the investing world… I sat down with Blake Street, CFA, CFP® to discuss some current events in the news, their impact on investors, and his sentiment on some issues. Enjoy… Trade War talks are still […]
Case Study – Start Retirement on Vacation Learn how we helped a client retire early, without penalty, move out-of-state, and get their desired income level by constructing a strong financial plan. Joe Occhipinti Marketing Manager Warren Street Wealth Advisors Joe Occhipinti is an Investment Advisor Representative of Warren Street Wealth Advisors, a Registered Investment Advisor. The […]
Social Security Gets Its Biggest Boost in Years Seniors will see their retirement benefits increase by an average of 2.8% in 2019. Social Security will soon give seniors their largest “raise” since 2012. In view of inflation, the Social Security Administration has authorized a 2.8% increase for retirement benefits in 2019. (1) This is especially […]
Market Commentary – October 2018 Another wicked October! First, we had the Panic of 1907, then Black Tuesday in 1929 (and Thursday and Monday), and Black Monday in October 1987, but October 2018 was indeed a month for the record books. With a negative return of -6.94%, it was the third worst October since 1987, […]
Taking a Loan from Your Retirement Plan = Bad Idea Why you should refrain from making this move. Thinking about borrowing money from your 401(k), 403(b), or 457 account? Think twice about that because these loans are not only risky but injurious to your retirement planning. A loan of this kind damages your retirement savings prospects. […]
Word on the Street – A Conversation with Marcia Clark, MBA, CFA I sat down with our Senior Research Analyst to discuss the US market, international markets, and how we are approaching both for investors. For this Word on the Street, I sat down with Marcia Clark to discuss a recent report that stated leading economic indicators […]
Word on the Street – October 1st – 5th A brief conversation with our CIO, Blake Street, CFA, CFP®, on what’s going on in the world today. We constantly want to deliver more content to our clients and followers on current events, and how we are viewing them from an investment or planning angle. “Word […]
When a Windfall Comes Your Way What do you do with big money? Getting rich quick can be liberating, but it can also be frustrating. Sudden wealth can help you address retirement saving or college funding anxieties, and it may also give you the opportunity to live and work on your terms. On the other […]
Rate Watch 2018 – August – SCE Grandfathered Pension August’s rate is typically used for Edison’s official grandfathered pension plan interest rate. Where did it land, and how does that impact your pension? Welcome to another edition of Rate Watch as we track the interest rate that is vital to the grandfathered pension at Southern […]
Case Study – Retire Early, Without Penalty Learn how we helped a client retire early, without penalty, move out-of-state, and get their desired income level by constructing a strong financial plan. Blake Street CFA, CFP® Founding Partner Chief Investment Officer Warren Street Wealth Advisors Blake Street is an Investment Advisor Representative of Warren Street Wealth Advisors, […]
The Retirement Handbook Retirement is coming soon, and you should be excited. However, you might have so many questions and concerns about retirement that you’re more nervous than anything else. We get it. At Warren Street Wealth Advisors, we’ve helped countless people, from families to business owners, plan for their retirement and reach their financial […]
The IRA and the 401(k) Comparing their features, merits, and demerits. How do you save for retirement? Two options probably come to mind right away: the IRA and the 401(k). Both offer you relatively easy ways to build a retirement fund. Here is a look at the features, merits, and demerits of each account, starting […]
The Retirement Handbook: Southern California Edison Edition Retirement is just around the corner, and you should be excited. But some of us have many questions and concerns about retirement causing us to feel more nervous than anything else. We understand these feelings. At Warren Street Wealth Advisors, we’ve helped hundreds of Southern California Edison […]
Blake Street on All About Your Benjamins Podcast Listen to Blake discuss all things esports & gaming for him and Warren Street Wealth. Blake Street CFA, CFP® was recently asked to join a personal finance podcast to discuss all things esports. From the evolution of the scene, modern sport culture melding with gaming culture, his […]
The Retirement Handbook: El Segundo Refinery Edition Retirement is just around the corner, and you should be excited. But some of us have many questions and concerns about retirement causing us to feel more nervous than anything else. We understand these feelings. At Warren Street Wealth Advisors, we’ve helped many El Segundo Refinery employees navigate […]
Rate Watch 2018 – July We are only a couple month away from the August segment rate announcement. Where could rates land for SCE grandfathered pension holders as we head into the fall? Welcome to another edition of Rate Watch as we track the interest rate that is vital to the grandfathered pension at Southern […]
Case Study – Minimizing Taxes, Maximizing Social Security Learn how we helped an individual client get their desired income level in retirement all while minimizing their tax liability and maximizing their Social Security. Blake Street CFA, CFP® Founding Partner Chief Investment Officer Warren Street Wealth Advisors Blake Street is an Investment Advisor Representative of […]
Periodic Table of Investing Dust off your memories of high school chemistry and think of your investment returns and your investment risks as two separate and distinct members of the periodic table. Certain elements (in this case, securities) are prone to interact when mixed, while others may remain neutral. Each element (security) will always have […]
Case Studies With each case study, we hope to show the value we deliver to clients through comprehensive financial planning and keeping the client first, always. People ask us: “what makes Warren Street different?” We like to mention that we are a true ensemble practice. That means you don’t just get one advisor, you get […]
Rate Watch 2018 – May & June Heading into the summer, what do segment rates look like and how could that impact grandfathered pension holders? Welcome to another edition of Rate Watch as we track the interest rate that is vital to the grandfathered pension at Southern California Edison. If you’ve missed any of our […]
72t Distributions Sometimes you can take penalty-free early withdrawals from retirement accounts. Do you need to access your retirement money early? Maybe you just want to retire before you turn 60 and plan a lifelong income stream from the money you have saved and invested. You may be surprised to know that the Internal Revenue […]
Warren Street Sits Down with Partner Genene Dunn At Warren Street, we want to ensure we are continuing our education to give our clients a financial edge. This applies to all aspects of their overall financial picture. We recently had the opportunity to sit down with one of the partners of the law […]
The Solo 401k A retirement savings vehicle designed for the smallest businesses. A solo 401(k) lets a self-employed individual set up a 401(k) plan combined with a profit-sharing plan. You can create one of these if you work for yourself or for you and your spouse.(1) Reduce your tax bill while you ramp up your […]
Form 5498 – What is it? If you have an IRA open, then you might have received a form in the mail. This is Form 5498, and it summarizes the type of IRA that you have (traditional, Roth, SEP, or SIMPLE) and the total annual contributions made to the account for the previous tax year. […]
Less SALT for Taxpayers to Subtract What does the new federal cap on state and local tax deductions mean for you? Have you routinely itemized your federal tax deductions? In 2018, you may decide to take the standard deduction instead. One possible reason: the new limit on state and local tax deductions set by the federal […]
Welcome to another edition of Rate Watch as we track the interest rate that is vital to the grandfathered pension at Southern California Edison. If you’ve missed any of our previous articles, you can find them here: Rate Watch 2018 – March Rate Watch 2018 – February Rate Watch 2018 – January Rate Watch 2017 – August […]