Entries by Joe Occhipinti

Rate Watch 2018 – March

Welcome to another edition of Rate Watch as we track the interest rate that is vital to the grandfathered pension at Southern California Edison. If you’ve missed any of our previous articles, you can find them here: Rate Watch 2017 – February Rate Watch 2018 – January Rate Watch 2017 – August Rate Watch 2017 – July The […]

Rate Watch 2018 -February

Welcome to another edition of Rate Watch as we track the interest rate that is vital to the grandfathered pension at Southern California Edison. If you’ve missed any of our previous articles, you can find them here: Rate Watch 2018 – January Rate Watch 2017 – August Rate Watch 2017 – July Rate Watch 2017 – June As our […]

Rate Watch 2018 – January

If you followed along with us last year, you may remember our Rate Watch 2017 articles where we tracked the interest rate used for the Southern California Edison grandfathered pension. Rate Watch 2017 – August Rate Watch 2017 – July Rate Watch 2017 – June Rate Watch 2017 – May Since our last Rate Watch […]

The ABCs of Behavioral Bias – Conclusion

We’ll wrap our series, the ABCs of Behavioral Biases, by repeating our initial premise: Your own behavioral biases are often the greatest threat to your financial well-being. We hope we’ve demonstrated the many ways this single statement can play out, and how often our survival-mode brains trick us into making financial calls that foil our […]

The ABCs of Behavioral Bias – S-Z

We’re coming in for a landing on our alphabetic run-down of behavioral biases. Today, we’ll present the final line-up: sunk cost fallacy and tracking error regret. Sunk Cost Fallacy What is it? Sunk cost fallacy makes it harder for us to lose something when we also face losing the time, energy or money we’ve already […]

The ABCs of Behavioral Bias – O-R

So many financial behavioral biases, so little time! Today, let’s take a few minutes to cover our next batch of biases: overconfidence, pattern recognition and recency.   Overconfidence What is it? No sooner do we recover from one debilitating bias, our brain can whipsaw us in an equal but opposite direction. For example, we’ve already […]

The ABCs of Behavioral Bias – H-O

There are so many investment-impacting behavioral biases, we could probably identify at least one for nearly every letter in the alphabet. Today, we’ll continue with the most significant ones by looking at: hindsight, loss aversion, mental accounting and outcome bias. Hindsight What is it? In “Thinking, Fast and Slow,” Nobel laureate Daniel Kahneman credits Baruch […]